VA loans in Beverly Hills
A loan guaranteed by the Department of Veterans Affairs for veterans, service members and eligible surviving spouses.
No credit check to see your options
VA could be a fit if…
- You served or are serving in the military
- You're an eligible surviving spouse
- You want to skip monthly mortgage insurance
- You'll live in the home yourself
Pros and cons
What's good
- No monthly mortgage insurance
- Down payment can be much lower than other loans
- Can be used more than once
What to watch
- A funding fee applies unless you're exempt
- You need a Certificate of Eligibility
- Only for the home you live in
How VA compares
I compare these side by side with real lender pricing before you choose.
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| Feature | VA | FHA | Conventional |
|---|---|---|---|
| Best for | Veterans, active duty and eligible spouses | First-time buyers and credit that's still healing | Solid credit and a steady paycheck |
| Backed by | Guaranteed by the VA | Insured by the FHA (HUD) | Not government-backed (Fannie Mae / Freddie Mac rules) |
| Credit | Set by each lender; often flexible | Flexible — HUD's minimum is 500, many lenders want 580+ | Usually higher than FHA |
| Mortgage insurance | No monthly mortgage insurance; a one-time funding fee (some veterans are exempt) | Upfront and monthly premiums | Needed below 20% equity; removable later |
| Property | Your main home, 1–4 units | Your main home, 1–4 units | Main home, second home or rental |
| Loan limit | No VA limit with full entitlement | Set by county | Conforming limit set by county |
How do I know if I'm eligible?
Eligibility depends on your service history. I can request your Certificate of Eligibility for you, usually in minutes.
Can I use a VA loan more than once?
Yes. Your benefit can be restored after you sell, and in some cases you can have two VA loans at once.
Who is exempt from the funding fee?
Veterans receiving VA disability compensation and some surviving spouses, among others. I'll check your situation.
Is there a maximum loan amount?
With full entitlement, the VA doesn't cap the loan amount, though lenders have their own limits.
Don't take my word for it
“Sample review — replace with a real one. Daniel structured our jumbo loan around my RSU income when two banks could not.”
“Sample review — replace with a real one. She answered texts at night and closed a week early.”
“Sample review — replace with a real one. As a business owner I expected a nightmare. Daniel closed in 24 days.”
Let's see if VA is your best option.
Two minutes, no credit check. I'll compare it against every other loan you qualify for.
Get My VA QuoteOr call or text (818) 555-0142